Do you want or need to buy a new car
but are afraid your low or bad credit score makes it impossible? We have good
news. Rocky Mountain Motor Cars specializes in no credit check cars, where we
can help you get approved for a car loan that matches your financial situation.
Our 99% approval guarantee means you can get a vehicle you love at a price and
payment you can afford.
Typically, when you want to buy a new car, the prospective lender conducts a
credit check or inquiry to determine if you’re able to make the anticipated
payment. No credit check loans are a proven alternative to traditional
financing for people who, for whatever reason, have a credit score that likely
wouldn’t get them approved.
Common reasons lenders turn down car loan applications include:
Any of these issues can lead to a FICO credit score below 600, which for
most lenders means a lack of creditworthiness. Though it may seem like it, this
isn’t meant as a “punishment” for having bad credit. In fact, credit checks are
designed to protect people from borrowing more than they can repay while also
protecting lenders from financial loss.
But we know there are often circumstances outside one’s control that can
affect someone’s credit score. Bankruptcies, tax liens, and collection accounts
can lead to a damaged credit rating that can take a
long time to remove from a credit report, even if you’ve been financially
responsible for years. Or you might be a recent graduate who doesn’t have a
credit history. Whatever the reason, a no credit check loan could be the
solution you need.
As the name suggests, no
credit check vehicle loans don’t require a credit check. Instead, these
“subprime loans” are offered to potentially high-risk borrowers under more
flexible repayment, length of the loan, and interest rate terms.
Rocky Mountain Motor Cars believes you are more than your credit score!
Whether you’re looking for a new car, van, truck, or SUV, we have a great selection of
dependable vehicles, many of which are available for people with no credit,
damaged credit, or bad credit.
For over 15 years, we’ve helped people with bad credit throughout Utah get
the car loans they need, and we’d love to do the same for you.
Our no credit check cars:
We’re positive one of our no credit check vehicles is right for you! Why not
stop by today to take one for a test drive? And then talk to our expert team about your
loan options.
We look forward to meeting you, answering any questions you might have, and
helping you find the new vehicle of your dreams! Contact us online
or call one of our three locations to learn more.
All Locations
| Mon: | 9:00am - 8:00pm |
| Tue: | 9:00am - 8:00pm |
| Wed: | 9:00am - 8:00pm |
| Thu: | 9:00am - 8:00pm |
| Fri: | 9:00am - 8:00pm |
| Sat: | 9:00am - 6:00pm |
| Sun: | Closed |
Rocky Mountain Motorcars has 3 locations to serve you in Midvale, Ogden, and Pleasant Grove Utah. We can help YOU get the car loan approval that you need, regardless of your credit score. If you have bad credit, don’t worry. We can get you approved. Have you ever filed for bankruptcy? been divorced? Had a repossession? NO problem! Traditionally the type of used vehicles that other companies offer for "Buy Here Pay Here" are high mileage late model inventory, but we offer high quality used cars, used trucks, used vans, used SUVs & used sedans in Ogden & Pleasant Grove. At Rocky Mountain Motorcars, we understand your situation and we can get you approved for the used car, used truck, used van, used SUV or used sedan of your dreams today! We are the home of the easy car loan! We have easy car financing, low down payments, and easy payment plans. If you need an auto loan in Utah, then you have found the right place, whether you are a first-time Car buyer in South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT with bad credit, no credit or have things on your credit report that are holding you back from your automotive dreams such as repossessions, bankruptcy, debt, defaults, and delinquencies then come on down to Rocky Mountain Motorcars today. We feel that we are the best Buy Here Pay Here and in-house financing used car Dealership in all of Utah, and we want you to see for yourself! Come make your used car buying dreams a reality today with easy car financing, low down payments, low car payments and easy terms! We are eager to get you easy approval for a car loan for the used car, used truck, used SUV, used crossover, or used sedan of your dreams. Come see us and you could be driving away in a new car today! We are willing to work with any situation and we are willing to help you with our in-house financing! We are ok with bad credit, no credit, bankruptcy, divorce, and debt. We are eager to approve you for financing so that you can start building your credit or rebuilding your credit as soon as possible! We offer in House auto financing and second chance auto financing. You can build your credit back up while driving a great used car, used truck, used van, used SUV, or used crossover! We are here to help you get into a great used vehicle and get your credit back on track. We can’t wait to put you in an affordable vehicle that fits your lifestyle! If you are in the Ogden or Pleasant Grove area and are looking for a used car, used truck, used SUV, used van, or any other used vehicle you only have to stop at one place, “Rocky Mountain Motorcars” and we will put you in a car in no time at all! Come in for our low-down payments and easy financing and stay for our great customer service. At Rocky Mountain Motorcars we also provide used car loans/financing to South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT. At Rocky Mountain Motorcars, we carry a great selection of used cars for sale, as well as used pickup trucks, used vans, used SUVs, used sedans and used family crossover vehicles. Need auto financing? As a buy here pay here dealer, we can get you approved and, on the road, today. Bad credit? No credit? NO Problem! Let our friendly in-house auto finance staff help you find the car that fits your style and fits your budget. We are the home of the low-down payment, easy financing, and easy terms! Call today or apply online for quick and easy car financing, and we can get you approved and on the road in no time! At Rocky Mountain Motorcars, we feel that we have the best used cars that Ogden & Pleasant Grove has to offer. If you are looking for a slightly used, Pre-Owned automobile then you have come to the right place. Here at Rocky Mountain Motorcars we offer "Buy Here Pay Here" auto financing in South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT with bruised, damaged or just plain bad credit we don’t worry about repossession, bankruptcy, divorce, or debt. Bad credit? No credit? Bankruptcy is OK as well, and our excellent customer service staff can help you get approved today!
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