Are
you afraid you won’t be able to buy a car because you have bad credit? The
good news is that it’s possible for just about anyone to buy a quality used
car, even with less-than-stellar credit. Rocky Mountain Motor Cars is one of
the top no credit check car
dealers in Utah.
For over 15 years, we’ve specialized in selling no credit check cars, trucks, vans, and SUVs to Utah residents, helping them get a vehicle loan that matches their personal situation. We believe in financing someone’s future, not their past! Our “99% Approval Guarantee” means getting a car you love at an affordable price and monthly payment.
What Are No Credit Check Car Dealers?
As
the name suggests, no credit check car dealers don’t perform credit checks as
part of the vehicle loan process. This makes it easier for individuals with
poor or no credit history to get approved for a loan.
How
do they do it?
Rather
than pulling your credit report, these dealerships typically base their
approval decision on factors like income, employment history, the ability to
make a down payment, and residence stability. They sometimes require additional
documentation or proof of income to assess your ability to repay the loan.
Considerations
to keep in mind when buying a used car from a no credit check car dealer are:
Since
buy here pay here dealerships generally assume a higher risk level, they often
charge higher interest rates on their loans. Many no credit check car dealers
in Utah charge interest rates as high as 40 percent! Rocky Mountain Motor Cars
has the best in-house financing interest rates in Utah.
We
also help you improve your credit score by ensuring that every one of your
on-time payments is reported to the three leading credit bureaus.
No
credit check dealerships frequently have a limited vehicle inventory available
for purchase. Many only offer older and higher-mileage cars, which may come
with a higher risk of maintenance and repair costs. Rocky Mountain Motor Cars offers hundreds of
pre-owned vehicles, many of which have mileage below 100K and are only several
years old.
Choosing
a used car dealership to buy from involves vigilance and careful research.
Signs of a less-than-credible used car dealer include:
● A lack of transparency about the cars it sells.
● High-pressure sales and loan tactics.
● Inconsistencies in vehicle histories.
● A reluctance to allow test drives and inspections.
● Poor online reviews and ratings.
● Unusual loan payment methods.
Unfortunately,
some no credit check car dealers in Utah sell overpriced vehicles and practice
predatory lending. Be cautious and choose a reputable dealership like Rocky
Mountain Motor Cars for your new used car!
Qualifying
for a car loan when you have no, bad, or damaged credit can be challenging. For
over 15 years, Rocky Mountain Motor Cars has helped people with bad credit in
Davis, Salt Lake, Utah, and Weber Counties get the car loans they need, and we
can do the same for you!
Our
no credit check vehicles:
Ready
to put yourself behind the wheel of a quality used car? Stop by today to take
one for a test drive and then meet with one of our expert team members to discuss your loan options. You
can also contact us online to learn more.
All Locations
| Mon: | 9:00am - 8:00pm |
| Tue: | 9:00am - 8:00pm |
| Wed: | 9:00am - 8:00pm |
| Thu: | 9:00am - 8:00pm |
| Fri: | 9:00am - 8:00pm |
| Sat: | 9:00am - 6:00pm |
| Sun: | Closed |
Rocky Mountain Motorcars has 3 locations to serve you in Midvale, Ogden, and Pleasant Grove Utah. We can help YOU get the car loan approval that you need, regardless of your credit score. If you have bad credit, don’t worry. We can get you approved. Have you ever filed for bankruptcy? been divorced? Had a repossession? NO problem! Traditionally the type of used vehicles that other companies offer for "Buy Here Pay Here" are high mileage late model inventory, but we offer high quality used cars, used trucks, used vans, used SUVs & used sedans in Ogden & Pleasant Grove. At Rocky Mountain Motorcars, we understand your situation and we can get you approved for the used car, used truck, used van, used SUV or used sedan of your dreams today! We are the home of the easy car loan! We have easy car financing, low down payments, and easy payment plans. If you need an auto loan in Utah, then you have found the right place, whether you are a first-time Car buyer in South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT with bad credit, no credit or have things on your credit report that are holding you back from your automotive dreams such as repossessions, bankruptcy, debt, defaults, and delinquencies then come on down to Rocky Mountain Motorcars today. We feel that we are the best Buy Here Pay Here and in-house financing used car Dealership in all of Utah, and we want you to see for yourself! Come make your used car buying dreams a reality today with easy car financing, low down payments, low car payments and easy terms! We are eager to get you easy approval for a car loan for the used car, used truck, used SUV, used crossover, or used sedan of your dreams. Come see us and you could be driving away in a new car today! We are willing to work with any situation and we are willing to help you with our in-house financing! We are ok with bad credit, no credit, bankruptcy, divorce, and debt. We are eager to approve you for financing so that you can start building your credit or rebuilding your credit as soon as possible! We offer in House auto financing and second chance auto financing. You can build your credit back up while driving a great used car, used truck, used van, used SUV, or used crossover! We are here to help you get into a great used vehicle and get your credit back on track. We can’t wait to put you in an affordable vehicle that fits your lifestyle! If you are in the Ogden or Pleasant Grove area and are looking for a used car, used truck, used SUV, used van, or any other used vehicle you only have to stop at one place, “Rocky Mountain Motorcars” and we will put you in a car in no time at all! Come in for our low-down payments and easy financing and stay for our great customer service. At Rocky Mountain Motorcars we also provide used car loans/financing to South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT. At Rocky Mountain Motorcars, we carry a great selection of used cars for sale, as well as used pickup trucks, used vans, used SUVs, used sedans and used family crossover vehicles. Need auto financing? As a buy here pay here dealer, we can get you approved and, on the road, today. Bad credit? No credit? NO Problem! Let our friendly in-house auto finance staff help you find the car that fits your style and fits your budget. We are the home of the low-down payment, easy financing, and easy terms! Call today or apply online for quick and easy car financing, and we can get you approved and on the road in no time! At Rocky Mountain Motorcars, we feel that we have the best used cars that Ogden & Pleasant Grove has to offer. If you are looking for a slightly used, Pre-Owned automobile then you have come to the right place. Here at Rocky Mountain Motorcars we offer "Buy Here Pay Here" auto financing in South Ogden UT, Washington Terrace UT, Roy UT, North Ogden UT, Clinton UT, Clearfield UT, Syracuse UT, Layton UT, Kaysville UT, Farmington UT, Brigham City UT, Centerville UT, Bountiful UT, North Salt Lake UT, Salt Lake City UT, Lindon UT, American Fork UT, Orem UT, Highland UT, Lehi UT, Provo UT, Draper UT, Riverton UT, Springville UT, Sandy UT, South Jordan UT, Spanish Fork UT, Cottonwood Heights UT, Midvale UT, West Jordan UT, Sandy UT, Murray UT, Taylorsville UT, Cottonwood Heights UT, Millcreek UT, Holladay UT, Kearns UT, Draper UT, Riverton UT, South Salt Lake UT, West Valley City UT, East Millcreek UT and Canyon Rim UT with bruised, damaged or just plain bad credit we don’t worry about repossession, bankruptcy, divorce, or debt. Bad credit? No credit? Bankruptcy is OK as well, and our excellent customer service staff can help you get approved today!
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